-
Should I Rush to Pay off a 0% Interest Loan?
Should I Rush to Pay off a 0% Interest Loan?
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q
Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj
Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. ...
published: 25 Jul 2020
-
How I Borrow FREE Money
Here is exactly how, and why, I borrow money for free - and how I use this to Invest in Real Estate. Enjoy! Add me on Instagram: GPStephan
The Program I talk about: The YouTube Creator Academy:
Learn EXACTLY how to grow an audience, rank videos on the front page of searches, build your brand, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF
Get 2 Free Stocks on WeBull when you deposit $100 (Valued up to $1400): https://act.webull.com/k/Vowbik9Tm5he/main
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
My second channel:
http://www.youtube.com/c/thegrahamstephanshow
Now, first, I think it’s REALLY important to understand the nuances of “debt” and borrowing money - and make the distincti...
published: 16 Dec 2019
-
Balance Transfer credit cards explained - pay 0% interest on debt
If you have debt you can't pay off on credit cards then a balance transfer could help you stop interest getting added each month, allowing you to save hundreds of pounds and get rid of the debt faster.
This video explains how they work, the kinds of cash you could be saving, how to pick the right card and how to make sure you don't lose your 0% period.
Don't forget to check out my monthly updates to find out which cards have the longest interest-free periods and lowest fees.
PLAYLIST: The best credit cards, bank accounts and savings https://www.youtube.com/watch?v=aLK-8A1I5zI&list=PLNWBCrN2Fq0AGPM7sCQsjwpdNzez8xj5B
#BalanceTransfer #CreditCards #CutDebt
▶︎▶︎▶︎ SUBSCRIBE TO ANDY'S CHANNEL
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▶︎▶︎▶︎ GET ANDY'S NEW...
published: 20 Jan 2021
-
Richard Werner: Debt Free & Interest Free Money
Dr Werner discloses facts about money creation that are at the core of every modern economy. About how the creation of the essential money that is needed to sustain growth is founded on debt. This suits banks, of course. Governments have huge debts, to banks, and few people realise that it does not have to be like this. Taxes are needed for paying for decades of past interest on government borrowing. Banking is an extracting mechanism. It extracts resources from the economy, through interest payments and the taxation needed to cover the debt burden of the government. Why borrow from banks and pay interest when there is an alternative way of money creation and allocation? Governments could create the money and allocate it into circulation through its spending programmes.
Nearly 1000 years ...
published: 26 May 2011
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Where Do 0% Interest Loans Go in the Debt Snowball
Where Do 0% Interest Loans Go in the Debt Snowball
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q
Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj
Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your ...
published: 03 Oct 2020
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The FASTEST Way To Pay Off Debt
Here is exactly how you can pay off debt fast, and how to save money as easily as possible - Enjoy! Add me on Instagram: GPStephan
Second Channel: https://www.youtube.com/channel/UCa-ckhlKL98F8YXKQ-BALiw
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF
Get 2 Free Stocks on WeBull when you deposit $100 (Valued up to $1000): https://act.webull.com/k/Vowbik9Tm5he/main
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
We’re going to start this video off with some very scary statistics…you’ve been warned, I hope you’re sitting down…becau...
published: 05 Aug 2019
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The FASTEST Way To Pay Off Debt in 2024!
This video covers 3 popular debt payment methods as well as some tips on where to start if you are wanting to become debt free! I also share our story of how we quickly paid off $311,000 in 2 years 8 months using one of these methods! Hope you enjoy!
Love, Erica 🥰
P.S. lol I spelled principal wrong the entire video 😭.
🤗If you are wanting to pay off debt, check out my How To Become Debt Free SERIES HERE: https://youtube.com/playlist?list=PLl6OVUWv0m5TnmDlScHEt8GXgaVieuJbK&si=dNGYnuhk4eYBPlTv
🔥Download your FREE Debt List Printable HERE https://buildyourmoxie.com/shop
🔥Get your Debt Payoff Tracker & Planner HERE https://buildyourmoxie.com/shop
❤️Download your FREE Monthly Budget Printables HERE https://buildyourmoxie.com/shop
❤️Get my Customizable Budget Spreadsheet HERE https://buil...
published: 23 Mar 2023
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Why Pay Off Debt If I Can Invest at a Higher Interest Rate?
Why Pay Off Debt If I Can Invest at a Higher Interest Rate?
Get a FREE customized plan for your money. It only takes 3 minutes! http://bit.ly/2YTMuQM
Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj
Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, ...
published: 12 Jul 2018
-
How to get out of Credit Card debt WITHOUT Paying Interest!
This video is going to help anyone who has high interest credit card debt and wants to learn how you can pay it all off interest free, yes you heard me, pay of credit card debt WITHOUT paying interest!
BEST credit cards for 2022: https://www.youtube.com/watch?v=y2mbRh9lMw8
Link to best Balance Transfer Credit Cards: https://bit.ly/2VjUMUf
EVERY Item I use in my Youtube videos can be found here: https://www.amazon.com/shop/scottshafer
The #1 most life altering book you will ever read. https://amzn.to/3c5jGPz
This channel is all about exposing fake gurus, amazon fba scammers, and crypto scammers. I also aim to help people learn how to correctly build wealth through the stock market and other non scam investments.
This channel is all about Making Money Online, Stock Market, Financ...
published: 25 Feb 2020
-
Best Way to Pay Off Debt Fast (That Actually Works)
Best Way to Pay Off Debt Fast (That Actually Works)
Today, we'll go over the FASTEST way to pay off debt, so you can start knocking out your debt as fast as humanly possible and begin to invest for your future.
Links:
Debt Snowball Calculator: https://www.ramseysolutions.com/debt/debt-calculator?utm_source=YouTube&utm_medium=GKYouTube&utm_campaign=GeorgeKamel&utm_id=ramseysolutions
EveryDollar Budget Deal: I love a good deal, when you sign up using this link I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. https://www.ramseysolutions.com/ramseyplus/everydollar/george?utm_source=YT&utm_medium=YT&utm_campaign=George-YouTube&utm_id=ramseysolutions
George Kamel is a personal finance expert and co-host of The Ramsey Show. Followin...
published: 14 Aug 2023
2:42
Should I Rush to Pay off a 0% Interest Loan?
Should I Rush to Pay off a 0% Interest Loan?
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q
Visit the Dave Ramsey store today for ...
Should I Rush to Pay off a 0% Interest Loan?
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q
Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj
Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country!
Ramsey Network (Subscribe Now!)
• The Ramsey Show (Highlights):
https://www.youtube.com/c/TheRamseyShow?sub_confirmation=1
• The Ramsey Show (Full Episodes): https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
• The Dr. John Delony Show: https://www.youtube.com/c/JohnDelony?sub_confirmation=1
• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• The Christy Wright Show: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1
https://wn.com/Should_I_Rush_To_Pay_Off_A_0_Interest_Loan
Should I Rush to Pay off a 0% Interest Loan?
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q
Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj
Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country!
Ramsey Network (Subscribe Now!)
• The Ramsey Show (Highlights):
https://www.youtube.com/c/TheRamseyShow?sub_confirmation=1
• The Ramsey Show (Full Episodes): https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
• The Dr. John Delony Show: https://www.youtube.com/c/JohnDelony?sub_confirmation=1
• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• The Christy Wright Show: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1
- published: 25 Jul 2020
- views: 72966
16:13
How I Borrow FREE Money
Here is exactly how, and why, I borrow money for free - and how I use this to Invest in Real Estate. Enjoy! Add me on Instagram: GPStephan
The Program I talk a...
Here is exactly how, and why, I borrow money for free - and how I use this to Invest in Real Estate. Enjoy! Add me on Instagram: GPStephan
The Program I talk about: The YouTube Creator Academy:
Learn EXACTLY how to grow an audience, rank videos on the front page of searches, build your brand, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF
Get 2 Free Stocks on WeBull when you deposit $100 (Valued up to $1400): https://act.webull.com/k/Vowbik9Tm5he/main
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
My second channel:
http://www.youtube.com/c/thegrahamstephanshow
Now, first, I think it’s REALLY important to understand the nuances of “debt” and borrowing money - and make the distinction that not ALL debt should be placed in the category of automatically being “BAD.”
If having debt doesn’t MAKE YOU MORE MONEY - then, I think it’s safe to say - it’s automatically BAD. But, on there other hand, if you DO use debt CORRECTLY, you’ll go on to one of the main reasons I like to borrow as much money as I can…
Leverage. This is when you borrow money in order to invest…and that investment, ideally, makes you MORE money than what you owe in interest on that loan.
Now, here’s why borrowing money just makes WAY more sense for me…and exactly why I do it:
In Real Estate, you have two options for buying a property - one, is owning it outright and paying for it in cash - and the other, which is what MOST people do - is borrowing money and taking out a “mortgage.” And taking out a loan like this means you could make WAY more money than you could, otherwise.
In addition to that, the INTEREST I pay on those 30 year, fixed rate mortgages also becomes a tax write off against that rental income - which means, it helps lower my tax bill.
But, it doesn’t stop quite there…because when taking out a long term loan, we also have consider the power of INFLATION.
This is what happens when more money is printed into our economy, and the more money that gets printed, the less value our money is worth.
This is also how I’m, EFFECTIVELY, able to borrow money COMPLETELY FOR FREE - meaning, it’s CHEAPER for me to BORROW money, than it is for me to PAY for it, outright…if that sounds like science fiction, here’s how I’m able to do it:
First, I’m getting a low interest, 30-year, fixed rate loan. My AVERAGE interest rate, throughout the 3 mortgages I already have, on about $1.7 million dollars, is 3.52%.
When you consider that the interest rate is a tax write off against the rental income I make, in a 50% tax bracket, it’s essentially like I’m only paying HALF that, after taxes - or, 1.76% “out of pocket” in actual interest.
Then, that amount is also lowered by inflation - because, every year, my outstanding loan balance becomes “easier” to pay off with future money that’s worth less.
If we see that, this year - inflation was 1.76% - that means, when you factor in inflation and tax write offs - I’m getting loaned money, for 30 years, for completely FREE - adjusted for inflation. Not to mention, there may be some years where inflation is HIGHER than 1.76% - which means, in a weird way, banks will be paying ME to take out loans, to buy properties…so, in this case, it makes ABSOLUTELY no sense for me to pay this loan off early.
First, if I paid for any of my properties outright, or I paid off any of my current mortgages - I would be tying up a LOT of money in one place, meaning I couldn’t use it towards any OTHER investments - and that has what’s known as an “opportunity cost.”
Second, by borrowing money - as odd as this is to say - I’m able to diversify my investments much more, allowing me a much safer spread on my money.
Now, I will say - there ARE some advantages when it comes to paying in cash, and not having a mortgage, so I do think these are worth mentioning - just so I can give a well balanced argument to this video:
First, when you pay cash for something - you have a LOT less risk:.
Second, when you own something outright - you’ll have a LOT more peace of mind
And third, paying for something outright in cash is really, really easy.
BUT…overall, having done BOTH…I’ve bought properties outright, and I’ve bought them with a mortgage…I have to say, I’d take the mortgage route every single time.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
https://wn.com/How_I_Borrow_Free_Money
Here is exactly how, and why, I borrow money for free - and how I use this to Invest in Real Estate. Enjoy! Add me on Instagram: GPStephan
The Program I talk about: The YouTube Creator Academy:
Learn EXACTLY how to grow an audience, rank videos on the front page of searches, build your brand, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF
Get 2 Free Stocks on WeBull when you deposit $100 (Valued up to $1400): https://act.webull.com/k/Vowbik9Tm5he/main
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
My second channel:
http://www.youtube.com/c/thegrahamstephanshow
Now, first, I think it’s REALLY important to understand the nuances of “debt” and borrowing money - and make the distinction that not ALL debt should be placed in the category of automatically being “BAD.”
If having debt doesn’t MAKE YOU MORE MONEY - then, I think it’s safe to say - it’s automatically BAD. But, on there other hand, if you DO use debt CORRECTLY, you’ll go on to one of the main reasons I like to borrow as much money as I can…
Leverage. This is when you borrow money in order to invest…and that investment, ideally, makes you MORE money than what you owe in interest on that loan.
Now, here’s why borrowing money just makes WAY more sense for me…and exactly why I do it:
In Real Estate, you have two options for buying a property - one, is owning it outright and paying for it in cash - and the other, which is what MOST people do - is borrowing money and taking out a “mortgage.” And taking out a loan like this means you could make WAY more money than you could, otherwise.
In addition to that, the INTEREST I pay on those 30 year, fixed rate mortgages also becomes a tax write off against that rental income - which means, it helps lower my tax bill.
But, it doesn’t stop quite there…because when taking out a long term loan, we also have consider the power of INFLATION.
This is what happens when more money is printed into our economy, and the more money that gets printed, the less value our money is worth.
This is also how I’m, EFFECTIVELY, able to borrow money COMPLETELY FOR FREE - meaning, it’s CHEAPER for me to BORROW money, than it is for me to PAY for it, outright…if that sounds like science fiction, here’s how I’m able to do it:
First, I’m getting a low interest, 30-year, fixed rate loan. My AVERAGE interest rate, throughout the 3 mortgages I already have, on about $1.7 million dollars, is 3.52%.
When you consider that the interest rate is a tax write off against the rental income I make, in a 50% tax bracket, it’s essentially like I’m only paying HALF that, after taxes - or, 1.76% “out of pocket” in actual interest.
Then, that amount is also lowered by inflation - because, every year, my outstanding loan balance becomes “easier” to pay off with future money that’s worth less.
If we see that, this year - inflation was 1.76% - that means, when you factor in inflation and tax write offs - I’m getting loaned money, for 30 years, for completely FREE - adjusted for inflation. Not to mention, there may be some years where inflation is HIGHER than 1.76% - which means, in a weird way, banks will be paying ME to take out loans, to buy properties…so, in this case, it makes ABSOLUTELY no sense for me to pay this loan off early.
First, if I paid for any of my properties outright, or I paid off any of my current mortgages - I would be tying up a LOT of money in one place, meaning I couldn’t use it towards any OTHER investments - and that has what’s known as an “opportunity cost.”
Second, by borrowing money - as odd as this is to say - I’m able to diversify my investments much more, allowing me a much safer spread on my money.
Now, I will say - there ARE some advantages when it comes to paying in cash, and not having a mortgage, so I do think these are worth mentioning - just so I can give a well balanced argument to this video:
First, when you pay cash for something - you have a LOT less risk:.
Second, when you own something outright - you’ll have a LOT more peace of mind
And third, paying for something outright in cash is really, really easy.
BUT…overall, having done BOTH…I’ve bought properties outright, and I’ve bought them with a mortgage…I have to say, I’d take the mortgage route every single time.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
- published: 16 Dec 2019
- views: 507583
15:21
Balance Transfer credit cards explained - pay 0% interest on debt
If you have debt you can't pay off on credit cards then a balance transfer could help you stop interest getting added each month, allowing you to save hundreds ...
If you have debt you can't pay off on credit cards then a balance transfer could help you stop interest getting added each month, allowing you to save hundreds of pounds and get rid of the debt faster.
This video explains how they work, the kinds of cash you could be saving, how to pick the right card and how to make sure you don't lose your 0% period.
Don't forget to check out my monthly updates to find out which cards have the longest interest-free periods and lowest fees.
PLAYLIST: The best credit cards, bank accounts and savings https://www.youtube.com/watch?v=aLK-8A1I5zI&list=PLNWBCrN2Fq0AGPM7sCQsjwpdNzez8xj5B
#BalanceTransfer #CreditCards #CutDebt
▶︎▶︎▶︎ SUBSCRIBE TO ANDY'S CHANNEL
https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1
▶︎▶︎▶︎ GET ANDY'S NEWSLETTER EVERY WEEK
You'll also get a free Quidco bonus for signing up
https://becleverwithyourcash.com/newsletter/
▶︎▶︎▶︎ FURTHER READING
https://becleverwithyourcash.com/clever-basics-0-balance-transfer-credit-cards-explained/
▶︎ ANDY ON SOCIAL
Andy's handle is @AndyCleverCash and you can connect with him over at:
☆ Twitter - https://twitter.com/AndyCleverCash
☆ Instagram - https://instagram.com/andyclevercash
☆ Facebook - https://www.facebook.com/BeCleverWithYourCash/
▶︎▶︎▶︎ ABOUT ANDY
Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.
Andy's YouTube channel won Best Money Vlogger at the 2017 SHOMO awards.
▶︎▶︎▶︎ KIT USED (affiliate links)
☆ Canon M50 https://amzn.to/2mkMPP3
☆ Canon EF-M 22mm lens https://amzn.to/2mmQlbO
☆ Rode Video Mic Go https://amzn.to/2lnbgv6
DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.
https://wn.com/Balance_Transfer_Credit_Cards_Explained_Pay_0_Interest_On_Debt
If you have debt you can't pay off on credit cards then a balance transfer could help you stop interest getting added each month, allowing you to save hundreds of pounds and get rid of the debt faster.
This video explains how they work, the kinds of cash you could be saving, how to pick the right card and how to make sure you don't lose your 0% period.
Don't forget to check out my monthly updates to find out which cards have the longest interest-free periods and lowest fees.
PLAYLIST: The best credit cards, bank accounts and savings https://www.youtube.com/watch?v=aLK-8A1I5zI&list=PLNWBCrN2Fq0AGPM7sCQsjwpdNzez8xj5B
#BalanceTransfer #CreditCards #CutDebt
▶︎▶︎▶︎ SUBSCRIBE TO ANDY'S CHANNEL
https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw?sub_confirmation=1
▶︎▶︎▶︎ GET ANDY'S NEWSLETTER EVERY WEEK
You'll also get a free Quidco bonus for signing up
https://becleverwithyourcash.com/newsletter/
▶︎▶︎▶︎ FURTHER READING
https://becleverwithyourcash.com/clever-basics-0-balance-transfer-credit-cards-explained/
▶︎ ANDY ON SOCIAL
Andy's handle is @AndyCleverCash and you can connect with him over at:
☆ Twitter - https://twitter.com/AndyCleverCash
☆ Instagram - https://instagram.com/andyclevercash
☆ Facebook - https://www.facebook.com/BeCleverWithYourCash/
▶︎▶︎▶︎ ABOUT ANDY
Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.
Andy's YouTube channel won Best Money Vlogger at the 2017 SHOMO awards.
▶︎▶︎▶︎ KIT USED (affiliate links)
☆ Canon M50 https://amzn.to/2mkMPP3
☆ Canon EF-M 22mm lens https://amzn.to/2mmQlbO
☆ Rode Video Mic Go https://amzn.to/2lnbgv6
DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.
- published: 20 Jan 2021
- views: 64753
7:09
Richard Werner: Debt Free & Interest Free Money
Dr Werner discloses facts about money creation that are at the core of every modern economy. About how the creation of the essential money that is needed to sus...
Dr Werner discloses facts about money creation that are at the core of every modern economy. About how the creation of the essential money that is needed to sustain growth is founded on debt. This suits banks, of course. Governments have huge debts, to banks, and few people realise that it does not have to be like this. Taxes are needed for paying for decades of past interest on government borrowing. Banking is an extracting mechanism. It extracts resources from the economy, through interest payments and the taxation needed to cover the debt burden of the government. Why borrow from banks and pay interest when there is an alternative way of money creation and allocation? Governments could create the money and allocate it into circulation through its spending programmes.
Nearly 1000 years ago Winchester in England was the centre of such a money creation system - debt free and interest free. The tally stick system was used. It expanded the money supply needed by government and it was without debt. Tally sticks were accepted for tax payments. It worked for centuries. The system was not popular with banks who prefer to create the money supply and charge interest and so their way has come to dominate. But with modern technology we have the possibility of launching an alternative money creation system without the burdens we suffer under, and which would be even better than the proven tally stick system.
https://wn.com/Richard_Werner_Debt_Free_Interest_Free_Money
Dr Werner discloses facts about money creation that are at the core of every modern economy. About how the creation of the essential money that is needed to sustain growth is founded on debt. This suits banks, of course. Governments have huge debts, to banks, and few people realise that it does not have to be like this. Taxes are needed for paying for decades of past interest on government borrowing. Banking is an extracting mechanism. It extracts resources from the economy, through interest payments and the taxation needed to cover the debt burden of the government. Why borrow from banks and pay interest when there is an alternative way of money creation and allocation? Governments could create the money and allocate it into circulation through its spending programmes.
Nearly 1000 years ago Winchester in England was the centre of such a money creation system - debt free and interest free. The tally stick system was used. It expanded the money supply needed by government and it was without debt. Tally sticks were accepted for tax payments. It worked for centuries. The system was not popular with banks who prefer to create the money supply and charge interest and so their way has come to dominate. But with modern technology we have the possibility of launching an alternative money creation system without the burdens we suffer under, and which would be even better than the proven tally stick system.
- published: 26 May 2011
- views: 58765
2:38
Where Do 0% Interest Loans Go in the Debt Snowball
Where Do 0% Interest Loans Go in the Debt Snowball
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q
Visit the Dave Ramsey store toda...
Where Do 0% Interest Loans Go in the Debt Snowball
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q
Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj
Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country!
Ramsey Network (Subscribe Now!)
• The Ramsey Show (Highlights):
https://www.youtube.com/c/TheRamseyShow?sub_confirmation=1
• The Ramsey Show (Full Episodes): https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
• The Dr. John Delony Show: https://www.youtube.com/c/JohnDelony?sub_confirmation=1
• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• The Christy Wright Show: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1
https://wn.com/Where_Do_0_Interest_Loans_Go_In_The_Debt_Snowball
Where Do 0% Interest Loans Go in the Debt Snowball
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q
Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj
Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country!
Ramsey Network (Subscribe Now!)
• The Ramsey Show (Highlights):
https://www.youtube.com/c/TheRamseyShow?sub_confirmation=1
• The Ramsey Show (Full Episodes): https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
• The Dr. John Delony Show: https://www.youtube.com/c/JohnDelony?sub_confirmation=1
• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• The Christy Wright Show: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1
- published: 03 Oct 2020
- views: 84941
13:39
The FASTEST Way To Pay Off Debt
Here is exactly how you can pay off debt fast, and how to save money as easily as possible - Enjoy! Add me on Instagram: GPStephan
Second Channel: https://www....
Here is exactly how you can pay off debt fast, and how to save money as easily as possible - Enjoy! Add me on Instagram: GPStephan
Second Channel: https://www.youtube.com/channel/UCa-ckhlKL98F8YXKQ-BALiw
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF
Get 2 Free Stocks on WeBull when you deposit $100 (Valued up to $1000): https://act.webull.com/k/Vowbik9Tm5he/main
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
We’re going to start this video off with some very scary statistics…you’ve been warned, I hope you’re sitting down…because this is getting out of hand:
FIRST: Understand EXACTLY what debt you have.
Make a list and write down ALL of your debt, and include the remaining balance owed and the current interest rate that your paying.
SECOND: Track all of your spending over the next 30 days
You need to figure out, DOWN TO THE PENNY, how much money is going IN your account each month - and then, how much is LEAVING IT
1. The first is Mint.com
2. My second recommendation that I’ve used is PersonalCapital.com
3. And third, you could also use a software called YouNeedABudget
The whole point of this is just to be aware of where your money is going, and from that, you can better figure out how to put best use to where it’s going.
THIRD: Make a NEED TO SPEND vs WANT TO SPEND LIST
Your “NEED TO SPEND” list might be the bare minimum food budget, your housing payment, your insurance payment, or anything else that’s absolutely ESSENTIAL.
Then, the other expense column will be your WANT TO SPEND…this could be anything else.
FOURTH: You need to REMOVE EVERYTHING you possibly can from your “WANT TO SPEND” category.
I also recommend, when doing this, that you consider SELLING some of the things you don’t need, or are costing you a ridiculous amount of money.
FIFTH: Look into debt consolidation
In addition to this, you could also look into getting a 0% interest credit card - and transferring the credit card balance to THAT card to save on the interest.
SIX: PAY OFF DEBT
The first method is called the SNOWBALL METHOD, popularized by the one and only…DAVE RAMSEY.
This method suggests that you pay off your smallest balance first, then slowly work up to your way up to the largest balance until it’s all paid off.
The next is called the avalanche method. Instead of arranging your debts by total balance, you arrange them from the highest interest rate first, to the lowest interest rate last. This ensures that you’re putting your money towards its best use, which will cost you the LEAST amount of money in the long term if you stick with it.
My recommendation is to check out the Vertex calculator…
https://www.vertex42.com/Calculators/debt-reduction-calculator.html
SEVENTH: Pick up a side hustle
Sorry to be super obvious here, but if you literally don’t make enough - it doesn’t matter how much you save, you need to make more money.
And with all of this, YOU MUST DO ALL OF THIS CONSISTENTLY!
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
https://wn.com/The_Fastest_Way_To_Pay_Off_Debt
Here is exactly how you can pay off debt fast, and how to save money as easily as possible - Enjoy! Add me on Instagram: GPStephan
Second Channel: https://www.youtube.com/channel/UCa-ckhlKL98F8YXKQ-BALiw
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF
Get 2 Free Stocks on WeBull when you deposit $100 (Valued up to $1000): https://act.webull.com/k/Vowbik9Tm5he/main
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
We’re going to start this video off with some very scary statistics…you’ve been warned, I hope you’re sitting down…because this is getting out of hand:
FIRST: Understand EXACTLY what debt you have.
Make a list and write down ALL of your debt, and include the remaining balance owed and the current interest rate that your paying.
SECOND: Track all of your spending over the next 30 days
You need to figure out, DOWN TO THE PENNY, how much money is going IN your account each month - and then, how much is LEAVING IT
1. The first is Mint.com
2. My second recommendation that I’ve used is PersonalCapital.com
3. And third, you could also use a software called YouNeedABudget
The whole point of this is just to be aware of where your money is going, and from that, you can better figure out how to put best use to where it’s going.
THIRD: Make a NEED TO SPEND vs WANT TO SPEND LIST
Your “NEED TO SPEND” list might be the bare minimum food budget, your housing payment, your insurance payment, or anything else that’s absolutely ESSENTIAL.
Then, the other expense column will be your WANT TO SPEND…this could be anything else.
FOURTH: You need to REMOVE EVERYTHING you possibly can from your “WANT TO SPEND” category.
I also recommend, when doing this, that you consider SELLING some of the things you don’t need, or are costing you a ridiculous amount of money.
FIFTH: Look into debt consolidation
In addition to this, you could also look into getting a 0% interest credit card - and transferring the credit card balance to THAT card to save on the interest.
SIX: PAY OFF DEBT
The first method is called the SNOWBALL METHOD, popularized by the one and only…DAVE RAMSEY.
This method suggests that you pay off your smallest balance first, then slowly work up to your way up to the largest balance until it’s all paid off.
The next is called the avalanche method. Instead of arranging your debts by total balance, you arrange them from the highest interest rate first, to the lowest interest rate last. This ensures that you’re putting your money towards its best use, which will cost you the LEAST amount of money in the long term if you stick with it.
My recommendation is to check out the Vertex calculator…
https://www.vertex42.com/Calculators/debt-reduction-calculator.html
SEVENTH: Pick up a side hustle
Sorry to be super obvious here, but if you literally don’t make enough - it doesn’t matter how much you save, you need to make more money.
And with all of this, YOU MUST DO ALL OF THIS CONSISTENTLY!
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
- published: 05 Aug 2019
- views: 684778
8:44
The FASTEST Way To Pay Off Debt in 2024!
This video covers 3 popular debt payment methods as well as some tips on where to start if you are wanting to become debt free! I also share our story of how w...
This video covers 3 popular debt payment methods as well as some tips on where to start if you are wanting to become debt free! I also share our story of how we quickly paid off $311,000 in 2 years 8 months using one of these methods! Hope you enjoy!
Love, Erica 🥰
P.S. lol I spelled principal wrong the entire video 😭.
🤗If you are wanting to pay off debt, check out my How To Become Debt Free SERIES HERE: https://youtube.com/playlist?list=PLl6OVUWv0m5TnmDlScHEt8GXgaVieuJbK&si=dNGYnuhk4eYBPlTv
🔥Download your FREE Debt List Printable HERE https://buildyourmoxie.com/shop
🔥Get your Debt Payoff Tracker & Planner HERE https://buildyourmoxie.com/shop
❤️Download your FREE Monthly Budget Printables HERE https://buildyourmoxie.com/shop
❤️Get my Customizable Budget Spreadsheet HERE https://buildyourmoxie.com/shop
🤓Join the Wait List for my side business course HERE https://buildyourmoxie.com/shop
📍How To Budget Video: https://youtu.be/Lmb4MfecslE
📍How To Budget on a Spreadsheet: https://youtu.be/6cTzRS2FC8c
📍Check out my money video playlist here: https://youtube.com/playlist?list=PLl6OVUWv0m5SbDD6NP0bi-TWs3eMA_26C
****Once we became debt free, we decided to travel more because we love it! If you like traveling:
📍Here is My Travel Playlist: https://youtube.com/playlist?list=PLl6OVUWv0m5TapdyDB0uuvBGjdnyu_Vc_
🤗FREE TRAVEL BUDGET & PLANNER! Download here: https://www.buildyourmoxie.com/
My gift to you for happy travels! This is one of my favorite tools I created for planning and budgeting for my trips, and I wanted to share it with you. Enjoy!
============
Music by Sparkin’ / Ocean Jams / courtesy of Epidemic Sound. Music by Epidemic Sound. Free 30-day trial through this link:
https://share.epidemicsound.com/ckm9wd
❤️Keep in touch!
★ https://www.instagram.com/buildyourmoxie/
🤗Wealth Building Tools: https://www.buildyourmoxie.com
Camera I use: Sony ZV-1 https://amzn.to/3XLL89p
Microphone I use: Rode VideoMicro Compact https://amzn.to/41cGR1v
**Some product links are affiliate links which means if you buy something I'll receive a small commission. As a customer, you do not pay more or less for using my link. I will only recommend what I truly believe is amazing. Thank you for your support of my channel! 🥰
~~~~~~~~~~~~~~~~~~
More about Erica:
Erica is a Doctor of Physical Therapy, Spine Specialist Fellow, and Certified Strength and Conditioning Specialist. Erica teaches students at the graduate level and has always had a strong suit for leadership which led her to pursue her MBA. After Erica and her husband, Anthony, paid off over $311,000 in student loan debt in 2 years & 8 months, it inspired Erica to start Build Your Moxie. Erica is also a certified financial coach and has a passion to help others to become free of debt and stress.
https://wn.com/The_Fastest_Way_To_Pay_Off_Debt_In_2024
This video covers 3 popular debt payment methods as well as some tips on where to start if you are wanting to become debt free! I also share our story of how we quickly paid off $311,000 in 2 years 8 months using one of these methods! Hope you enjoy!
Love, Erica 🥰
P.S. lol I spelled principal wrong the entire video 😭.
🤗If you are wanting to pay off debt, check out my How To Become Debt Free SERIES HERE: https://youtube.com/playlist?list=PLl6OVUWv0m5TnmDlScHEt8GXgaVieuJbK&si=dNGYnuhk4eYBPlTv
🔥Download your FREE Debt List Printable HERE https://buildyourmoxie.com/shop
🔥Get your Debt Payoff Tracker & Planner HERE https://buildyourmoxie.com/shop
❤️Download your FREE Monthly Budget Printables HERE https://buildyourmoxie.com/shop
❤️Get my Customizable Budget Spreadsheet HERE https://buildyourmoxie.com/shop
🤓Join the Wait List for my side business course HERE https://buildyourmoxie.com/shop
📍How To Budget Video: https://youtu.be/Lmb4MfecslE
📍How To Budget on a Spreadsheet: https://youtu.be/6cTzRS2FC8c
📍Check out my money video playlist here: https://youtube.com/playlist?list=PLl6OVUWv0m5SbDD6NP0bi-TWs3eMA_26C
****Once we became debt free, we decided to travel more because we love it! If you like traveling:
📍Here is My Travel Playlist: https://youtube.com/playlist?list=PLl6OVUWv0m5TapdyDB0uuvBGjdnyu_Vc_
🤗FREE TRAVEL BUDGET & PLANNER! Download here: https://www.buildyourmoxie.com/
My gift to you for happy travels! This is one of my favorite tools I created for planning and budgeting for my trips, and I wanted to share it with you. Enjoy!
============
Music by Sparkin’ / Ocean Jams / courtesy of Epidemic Sound. Music by Epidemic Sound. Free 30-day trial through this link:
https://share.epidemicsound.com/ckm9wd
❤️Keep in touch!
★ https://www.instagram.com/buildyourmoxie/
🤗Wealth Building Tools: https://www.buildyourmoxie.com
Camera I use: Sony ZV-1 https://amzn.to/3XLL89p
Microphone I use: Rode VideoMicro Compact https://amzn.to/41cGR1v
**Some product links are affiliate links which means if you buy something I'll receive a small commission. As a customer, you do not pay more or less for using my link. I will only recommend what I truly believe is amazing. Thank you for your support of my channel! 🥰
~~~~~~~~~~~~~~~~~~
More about Erica:
Erica is a Doctor of Physical Therapy, Spine Specialist Fellow, and Certified Strength and Conditioning Specialist. Erica teaches students at the graduate level and has always had a strong suit for leadership which led her to pursue her MBA. After Erica and her husband, Anthony, paid off over $311,000 in student loan debt in 2 years & 8 months, it inspired Erica to start Build Your Moxie. Erica is also a certified financial coach and has a passion to help others to become free of debt and stress.
- published: 23 Mar 2023
- views: 161001
7:58
Why Pay Off Debt If I Can Invest at a Higher Interest Rate?
Why Pay Off Debt If I Can Invest at a Higher Interest Rate?
Get a FREE customized plan for your money. It only takes 3 minutes! http://bit.ly/2YTMuQM
Visit t...
Why Pay Off Debt If I Can Invest at a Higher Interest Rate?
Get a FREE customized plan for your money. It only takes 3 minutes! http://bit.ly/2YTMuQM
Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj
Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country!
Ramsey Network (Subscribe Now!)
• The Ramsey Show (Highlights):
https://www.youtube.com/c/TheRamseyShow?sub_confirmation=1
• The Ramsey Show (Full Episodes): https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
• The Dr. John Delony Show: https://www.youtube.com/c/JohnDelony?sub_confirmation=1
• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• The Christy Wright Show: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1
https://wn.com/Why_Pay_Off_Debt_If_I_Can_Invest_At_A_Higher_Interest_Rate
Why Pay Off Debt If I Can Invest at a Higher Interest Rate?
Get a FREE customized plan for your money. It only takes 3 minutes! http://bit.ly/2YTMuQM
Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj
Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!
Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country!
Ramsey Network (Subscribe Now!)
• The Ramsey Show (Highlights):
https://www.youtube.com/c/TheRamseyShow?sub_confirmation=1
• The Ramsey Show (Full Episodes): https://www.youtube.com/c/TheRamseyShowEpisodes?sub_confirmation=1
• The Dr. John Delony Show: https://www.youtube.com/c/JohnDelony?sub_confirmation=1
• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• The Christy Wright Show: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1
- published: 12 Jul 2018
- views: 891187
11:04
How to get out of Credit Card debt WITHOUT Paying Interest!
This video is going to help anyone who has high interest credit card debt and wants to learn how you can pay it all off interest free, yes you heard me, pay of ...
This video is going to help anyone who has high interest credit card debt and wants to learn how you can pay it all off interest free, yes you heard me, pay of credit card debt WITHOUT paying interest!
BEST credit cards for 2022: https://www.youtube.com/watch?v=y2mbRh9lMw8
Link to best Balance Transfer Credit Cards: https://bit.ly/2VjUMUf
EVERY Item I use in my Youtube videos can be found here: https://www.amazon.com/shop/scottshafer
The #1 most life altering book you will ever read. https://amzn.to/3c5jGPz
This channel is all about exposing fake gurus, amazon fba scammers, and crypto scammers. I also aim to help people learn how to correctly build wealth through the stock market and other non scam investments.
This channel is all about Making Money Online, Stock Market, Finance, Wealth Management, and much more, be sure to subscribe for more videos!
credit cards 2022, best credit cards 2022, how to get out of debt in 2022,
https://wn.com/How_To_Get_Out_Of_Credit_Card_Debt_Without_Paying_Interest
This video is going to help anyone who has high interest credit card debt and wants to learn how you can pay it all off interest free, yes you heard me, pay of credit card debt WITHOUT paying interest!
BEST credit cards for 2022: https://www.youtube.com/watch?v=y2mbRh9lMw8
Link to best Balance Transfer Credit Cards: https://bit.ly/2VjUMUf
EVERY Item I use in my Youtube videos can be found here: https://www.amazon.com/shop/scottshafer
The #1 most life altering book you will ever read. https://amzn.to/3c5jGPz
This channel is all about exposing fake gurus, amazon fba scammers, and crypto scammers. I also aim to help people learn how to correctly build wealth through the stock market and other non scam investments.
This channel is all about Making Money Online, Stock Market, Finance, Wealth Management, and much more, be sure to subscribe for more videos!
credit cards 2022, best credit cards 2022, how to get out of debt in 2022,
- published: 25 Feb 2020
- views: 136600
10:46
Best Way to Pay Off Debt Fast (That Actually Works)
Best Way to Pay Off Debt Fast (That Actually Works)
Today, we'll go over the FASTEST way to pay off debt, so you can start knocking out your debt as fast as hum...
Best Way to Pay Off Debt Fast (That Actually Works)
Today, we'll go over the FASTEST way to pay off debt, so you can start knocking out your debt as fast as humanly possible and begin to invest for your future.
Links:
Debt Snowball Calculator: https://www.ramseysolutions.com/debt/debt-calculator?utm_source=YouTube&utm_medium=GKYouTube&utm_campaign=GeorgeKamel&utm_id=ramseysolutions
EveryDollar Budget Deal: I love a good deal, when you sign up using this link I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. https://www.ramseysolutions.com/ramseyplus/everydollar/george?utm_source=YT&utm_medium=YT&utm_campaign=George-YouTube&utm_id=ramseysolutions
George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.
This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.
https://wn.com/Best_Way_To_Pay_Off_Debt_Fast_(That_Actually_Works)
Best Way to Pay Off Debt Fast (That Actually Works)
Today, we'll go over the FASTEST way to pay off debt, so you can start knocking out your debt as fast as humanly possible and begin to invest for your future.
Links:
Debt Snowball Calculator: https://www.ramseysolutions.com/debt/debt-calculator?utm_source=YouTube&utm_medium=GKYouTube&utm_campaign=GeorgeKamel&utm_id=ramseysolutions
EveryDollar Budget Deal: I love a good deal, when you sign up using this link I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. https://www.ramseysolutions.com/ramseyplus/everydollar/george?utm_source=YT&utm_medium=YT&utm_campaign=George-YouTube&utm_id=ramseysolutions
George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.
This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.
- published: 14 Aug 2023
- views: 249866